864 Harvey DrBaton RougeLA70815
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 864 Harvey Dr, Baton Rouge, LA, 70815 in Baton Rouge is straightforward: $185,000 in, $1,452/mo in rent, $306/mo out after debt service. The 9.42% gross yield and 1.75 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $51,112 by year five. With $1,704/yr in principal equity, the total cumulative return is projected at $89,861.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.2% |
| Monthly Cash Flow | $306 | $450 |
City averages based on Baton Rouge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,452 |
| Total Monthly Debt Service | $1,072 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70815, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,216 (100%) |
| Owner Occupied HU | 7,160 (58.6%) |
| Renter Occupied HU | 3,767 (30.8%) |
| Vacant Housing Units | 1,289 (10.6%) |
| Median Home Value | $220,891 |
| Average Home Value | $233,303 |
Housing Distribution
Address Breakdown
Residential
11,554
Single Family
9,385
Multi-Family
2,169
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70815, Baton Rouge, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,216 (100%) |
| Owner Occupied HU | 7,160 (58.6%) |
| Renter Occupied HU | 3,767 (30.8%) |
| Vacant Housing Units | 1,289 (10.6%) |
| Median Home Value | $220,891 |
| Average Home Value | $233,303 |
Housing Distribution
Address Breakdown
Residential
11,554
Single Family
9,385
Multi-Family
2,169
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Danny Doan • DKC Realty LLC
Mls Name: ROAM MLS
Mls ID: #2025017696