86154 Headwaters DrYuleeFL32097



INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 86154 Headwaters Dr, Yulee, FL, 32097 in Yulee. Rental yield 6.35%. The 1.18 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $157,478 and $5,250/yr in principal reduction project total return of $160,758.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.4% | 6.0% |
| Monthly Cash Flow | $(887) | $300 |
City averages based on Yulee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,018 |
| Total Monthly Debt Service | $3,678 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.28 Acres lot
$N/A/sqft
$122 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2025
0.28 Acres lot
$N/A/sqft
$122 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Michelle Campbell • AV HOMES LEGACY DEVELOPERS
Mls Name: AINCAR
Mls Provider:
Mls ID: #112353
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