8609 La Riviera Dr APT CSacramentoCA95826
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 8609 La Riviera Dr APT C, Sacramento, CA, 95826 in Sacramento is straightforward: $326,999 in, $2,227/mo in rent, $204/mo out after debt service. The 8.17% gross yield and 1.51 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $90,344 by year five. With $3,012/yr in principal equity, the total cumulative return is projected at $137,174.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 4.8% |
| Monthly Cash Flow | $204 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,227 |
| Total Monthly Debt Service | $1,893 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1970
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1970
871.20 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel Sapata • Realty One Group Complete
Mls Name: MetroList Services of CA
Mls ID: #225117381