8605 N Flora AveKansas CityMO64155
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8605 N Flora Ave, Kansas City, MO, 64155 in Kansas City is a solid income-producing rental, 8.45% gross yield, $2,310/mo rent, $267/mo net cash flow on a $328,000 buy. DSCR 1.57 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $90,620 and $3,021/yr in principal reduction project a total cumulative return of $141,643.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $267 | $300 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,310 |
| Total Monthly Debt Service | $1,912 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64155, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,758 (100%) |
| Owner Occupied HU | 7,940 (67.5%) |
| Renter Occupied HU | 3,479 (29.6%) |
| Vacant Housing Units | 339 ( 2.9%) |
| Median Home Value | $313,154 |
| Average Home Value | $361,920 |
Housing Distribution
Address Breakdown
Residential
11,910
Single Family
10,554
Multi-Family
1,356
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
9,148 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 64155, Kansas City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,758 (100%) |
| Owner Occupied HU | 7,940 (67.5%) |
| Renter Occupied HU | 3,479 (29.6%) |
| Vacant Housing Units | 339 ( 2.9%) |
| Median Home Value | $313,154 |
| Average Home Value | $361,920 |
Housing Distribution
Address Breakdown
Residential
11,910
Single Family
10,554
Multi-Family
1,356
Businesses
317
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathy Sylvia Coleman • Platinum Realty LLC
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2583551