8605 Longden AveSan GabrielCA91775
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.66% yield at 8605 Longden Ave, San Gabriel, CA, 91775 in San Gabriel is solid, but the $3,993/mo payment compresses net cash flow to $177/mo at $888,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $245,338 by year five, and $8,179/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.42) without U.S. income documentation. Total projected return: $348,044.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $177 | $300 |
City averages based on San Gabriel market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,670 |
| Total Monthly Debt Service | $5,140 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
5,450 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91775, San Gabriel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,966 (100%) |
| Owner Occupied HU | 5,292 (59.0%) |
| Renter Occupied HU | 3,230 (36.0%) |
| Vacant Housing Units | 444 ( 5.0%) |
| Median Home Value | $1,084,811 |
| Average Home Value | $1,160,571 |
Housing Distribution
Address Breakdown
Residential
8,534
Single Family
7,248
Multi-Family
1,286
Businesses
139
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
5,450 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91775, San Gabriel, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,966 (100%) |
| Owner Occupied HU | 5,292 (59.0%) |
| Renter Occupied HU | 3,230 (36.0%) |
| Vacant Housing Units | 444 ( 5.0%) |
| Median Home Value | $1,084,811 |
| Average Home Value | $1,160,571 |
Housing Distribution
Address Breakdown
Residential
8,534
Single Family
7,248
Multi-Family
1,286
Businesses
139
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: SHARE LIN • Wetrust Realty
Mls Name: CRMLS
Mls ID: #WS26003373