8603 E Dry Creek Road #214CentennialCO80112
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8603 E Dry Creek Road #214, Centennial, CO, 80112 in Centennial at $365,000 earns $2,610/mo in rent and nets $15/mo after the $1,641/mo payment, a 8.58% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $100,843 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $3,362/yr in principal paydown, total projected return reaches $140,868.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 3.8% |
| Monthly Cash Flow | $15 | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,610 |
| Total Monthly Debt Service | $2,450 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1994
N/A lot
$N/A/sqft
$450 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80112, Englewood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,482 (100%) |
| Owner Occupied HU | 8,038 (46.0%) |
| Renter Occupied HU | 7,998 (45.7%) |
| Vacant Housing Units | 1,446 ( 8.3%) |
| Median Home Value | $673,159 |
| Average Home Value | $718,763 |
Housing Distribution
Address Breakdown
Residential
16,395
Single Family
8,350
Multi-Family
8,045
Businesses
3,319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1994
N/A lot
$N/A/sqft
$450 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80112, Englewood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,482 (100%) |
| Owner Occupied HU | 8,038 (46.0%) |
| Renter Occupied HU | 7,998 (45.7%) |
| Vacant Housing Units | 1,446 ( 8.3%) |
| Median Home Value | $673,159 |
| Average Home Value | $718,763 |
Housing Distribution
Address Breakdown
Residential
16,395
Single Family
8,350
Multi-Family
8,045
Businesses
3,319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vanessa Hamm • The Agency - Denver
Mls Name: REcolorado
Mls Provider:
Mls ID: #3400180
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)