8601 E Dry Creek Road #125CentennialCO80112
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8601 E Dry Creek Road #125, Centennial, CO, 80112 in Centennial carries a 1.51 coverage ratio, rent of $1,998/mo is 1.51 times the $1,327/mo payment. Rental yield 8.57%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $279,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $77,331; total projected cumulative return: $98,411.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 3.8% |
| Monthly Cash Flow | $(60) | $1,850 |
City averages based on Centennial market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,998 |
| Total Monthly Debt Service | $2,015 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1994
436 sqft lot
$N/A/sqft
$405 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80112, Englewood, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,482 (100%) |
| Owner Occupied HU | 8,038 (46.0%) |
| Renter Occupied HU | 7,998 (45.7%) |
| Vacant Housing Units | 1,446 ( 8.3%) |
| Median Home Value | $673,159 |
| Average Home Value | $718,763 |
Housing Distribution
Address Breakdown
Residential
16,395
Single Family
8,350
Multi-Family
8,045
Businesses
3,319
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ian Prichard • Madison & Company Properties
Mls Name: REcolorado
Mls Provider:
Mls ID: #2880806
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)
