860 W Moorhead Circle #2KBoulderCO80305
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 860 W Moorhead Circle #2K, Boulder, CO, 80305 in Boulder achieves a 1.62 ratio at $315,000: $2,296/mo rent versus $1,416/mo debt service. Rental yield 8.75%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.75% yield compounds alongside 5% annual appreciation projecting $87,029 in value. Total projected cumulative return: $148,594.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.5% |
| Monthly Cash Flow | $(85) | $200 |
City averages based on Boulder market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,296 |
| Total Monthly Debt Service | $1,710 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80305, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,263 (100%) |
| Owner Occupied HU | 4,080 (56.2%) |
| Renter Occupied HU | 2,928 (40.3%) |
| Vacant Housing Units | 255 ( 3.5%) |
| Median Home Value | $1,081,612 |
| Average Home Value | $1,195,749 |
Housing Distribution
Address Breakdown
Residential
7,205
Single Family
6,207
Multi-Family
998
Businesses
198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1972
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80305, Boulder, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,263 (100%) |
| Owner Occupied HU | 4,080 (56.2%) |
| Renter Occupied HU | 2,928 (40.3%) |
| Vacant Housing Units | 255 ( 3.5%) |
| Median Home Value | $1,081,612 |
| Average Home Value | $1,195,749 |
Housing Distribution
Address Breakdown
Residential
7,205
Single Family
6,207
Multi-Family
998
Businesses
198
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices