86 Vine StTaylorPA18517
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 86 Vine St, Taylor, PA, 18517 in Taylor worth modelling. At $289,900 with a 7.99% gross yield, the $1,930/mo rent leaves $30/mo after the $1,304/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.48 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $80,094 by year five; $2,670/yr in principal reduction adds further equity. Total projected return: $112,356.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $30 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,930 |
| Total Monthly Debt Service | $1,784 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18517, Taylor, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,424 (100%) |
| Owner Occupied HU | 1,379 (56.9%) |
| Renter Occupied HU | 767 (31.6%) |
| Vacant Housing Units | 278 (11.5%) |
| Median Home Value | $212,657 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
2,410
Single Family
1,956
Multi-Family
454
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18517, Taylor, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,424 (100%) |
| Owner Occupied HU | 1,379 (56.9%) |
| Renter Occupied HU | 767 (31.6%) |
| Vacant Housing Units | 278 (11.5%) |
| Median Home Value | $212,657 |
| Average Home Value | $240,738 |
Housing Distribution
Address Breakdown
Residential
2,410
Single Family
1,956
Multi-Family
454
Businesses
213
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: George A Semian • Coldwell Banker Town & Country Properties
Mls Name: GSBR
Mls ID: #SC254109