86 Montgomery StreetPoughkeepsieNY12601
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Poughkeepsie at 86 Montgomery Street, Poughkeepsie, NY, 12601 uses $91,163 cash to close to unlock $1,003/yr annual cash flow and $84/mo monthly cash flow. Total monthly income runs $1,920/mo, and a $1,346/mo payment keeps the spread at $84/mo. Purchase price stands at $275,000, and rental yield measures 8.38% with $1,920/mo rent. Return on cash invested shows 21.01% in year one, and 5% annual appreciation builds toward $75,977 over five years. Five-year ROI reaches 109.4% and total cumulative return in cash records $99,731. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,920/mo property income covering a $1,346/mo payment rather than investor’s personal income.
Single Family
Built in 1870
2,614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12601, Poughkeepsie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,560 (100%) |
| Owner Occupied HU | 7,008 (35.8%) |
| Renter Occupied HU | 10,656 (54.5%) |
| Vacant Housing Units | 1,896 ( 9.7%) |
| Median Home Value | $327,755 |
| Average Home Value | $381,114 |
Housing Distribution
Address Breakdown
Residential
16,047
Single Family
11,477
Multi-Family
4,570
Businesses
1,666
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Listed by: Erin Anderson • Plush Properties Inc
Mls Name: OneKey MLS
Mls ID: #927875