86 Louis James Ct #86AstonPA19014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 86 Louis James Ct #86, Aston, PA, 19014 in Aston at $315,000 earns $2,173/mo in rent and nets $109/mo after the $1,416/mo payment, a 8.28% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $87,029 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $2,901/yr in principal paydown, total projected return reaches $126,994.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $109 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,173 |
| Total Monthly Debt Service | $1,939 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1992
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19014, Aston, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,438 (100%) |
| Owner Occupied HU | 6,893 (81.7%) |
| Renter Occupied HU | 1,293 (15.3%) |
| Vacant Housing Units | 252 ( 3.0%) |
| Median Home Value | $379,818 |
| Average Home Value | $429,342 |
Housing Distribution
Address Breakdown
Residential
8,140
Single Family
7,761
Multi-Family
379
Businesses
638
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1992
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19014, Aston, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,438 (100%) |
| Owner Occupied HU | 6,893 (81.7%) |
| Renter Occupied HU | 1,293 (15.3%) |
| Vacant Housing Units | 252 ( 3.0%) |
| Median Home Value | $379,818 |
| Average Home Value | $429,342 |
Housing Distribution
Address Breakdown
Residential
8,140
Single Family
7,761
Multi-Family
379
Businesses
638
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim Tonetti • BHHS Fox & Roach-Haverford
Mls Name: Bright MLS
Mls ID: #PADE2104388