86 E Camino Rancho CieloSahuaritaAZ85629
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 86 E Camino Rancho Cielo, Sahuarita, AZ, 85629 in Sahuarita at $320,000 earns $2,058/mo in rent and nets $166/mo after the $1,439/mo payment, a 7.72% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $88,410 over five years. Ziffy Mortgage underwrites this on a 1.43 DSCR without U.S. credit history. With $2,947/yr in principal paydown, total projected return reaches $131,684.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $166 | $12,000 |
City averages based on Sahuarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,058 |
| Total Monthly Debt Service | $1,764 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85629, Sahuarita, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,514 (83.1%) |
| Renter Occupied HU | 1,318 (11.5%) |
| Vacant Housing Units | 619 ( 5.4%) |
| Median Home Value | $363,239 |
| Average Home Value | $382,557 |
Housing Distribution
Address Breakdown
Residential
11,112
Single Family
10,486
Multi-Family
626
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85629, Sahuarita, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,451 (100%) |
| Owner Occupied HU | 9,514 (83.1%) |
| Renter Occupied HU | 1,318 (11.5%) |
| Vacant Housing Units | 619 ( 5.4%) |
| Median Home Value | $363,239 |
| Average Home Value | $382,557 |
Housing Distribution
Address Breakdown
Residential
11,112
Single Family
10,486
Multi-Family
626
Businesses
248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices