86 Conant LnKingstonRI02881
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 86 Conant Ln, Kingston, RI, 02881 in Kingston earns a 8.26% gross yield at $675,000. Rent of $4,649/mo nets $243/mo after the $3,035/mo mortgage. The 1.53 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $186,490 and $6,217/yr in equity accumulation project a total cumulative return of $272,592.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $243 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,649 |
| Total Monthly Debt Service | $4,138 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02881, Kingston, RI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,021 (100%) |
| Owner Occupied HU | 655 (64.2%) |
| Renter Occupied HU | 254 (24.9%) |
| Vacant Housing Units | 112 (11.0%) |
| Median Home Value | $493,554 |
| Average Home Value | $621,424 |
Housing Distribution
Address Breakdown
Residential
1,024
Single Family
1,010
Multi-Family
14
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02881, Kingston, RI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,021 (100%) |
| Owner Occupied HU | 655 (64.2%) |
| Renter Occupied HU | 254 (24.9%) |
| Vacant Housing Units | 112 (11.0%) |
| Median Home Value | $493,554 |
| Average Home Value | $621,424 |
Housing Distribution
Address Breakdown
Residential
1,024
Single Family
1,010
Multi-Family
14
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Missie Rose • RE/MAX River's Edge
Mls Name: StateWide MLS RI
Mls ID: #1394532