86-196 Moekolu StWaianaeHI96792
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing86-196 Moekolu St, Waianae, HI, 96792 in Waianae is a stable, well-positioned rental at $811,300. Rental yield 6.07%. DSCR 1.12 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $224,147 in value and $7,472/yr in principal paydown builds equity, a total projected return of $269,014.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 5.2% |
| Monthly Cash Flow | $(578) | $850 |
City averages based on Waianae market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,103 |
| Total Monthly Debt Service | $4,358 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
5,114 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96792, Waianae, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 8,133 (54.1%) |
| Renter Occupied HU | 5,024 (33.4%) |
| Vacant Housing Units | 1,873 (12.5%) |
| Median Home Value | $570,439 |
| Average Home Value | $650,228 |
Housing Distribution
Address Breakdown
Residential
12,807
Single Family
11,103
Multi-Family
1,704
Businesses
506
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
5,114 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96792, Waianae, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,030 (100%) |
| Owner Occupied HU | 8,133 (54.1%) |
| Renter Occupied HU | 5,024 (33.4%) |
| Vacant Housing Units | 1,873 (12.5%) |
| Median Home Value | $570,439 |
| Average Home Value | $650,228 |
Housing Distribution
Address Breakdown
Residential
12,807
Single Family
11,103
Multi-Family
1,704
Businesses
506
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices