858 S Philip AveFowlerCA93625
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 858 S Philip Ave, Fowler, CA, 93625 in Fowler: $4,106/mo in rent, $828/mo in net income, 9.3% gross yield, 1.72 DSCR, all at $529,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $146,426 in appreciation and $4,881/yr in principal paydown projects total cumulative return of $254,231.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $828 | $300 |
City averages based on Fowler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,106 |
| Total Monthly Debt Service | $3,068 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,298 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93625, Fowler, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,962 (100%) |
| Owner Occupied HU | 1,787 (60.3%) |
| Renter Occupied HU | 1,041 (35.1%) |
| Vacant Housing Units | 134 ( 4.5%) |
| Median Home Value | $468,048 |
| Average Home Value | $551,849 |
Housing Distribution
Address Breakdown
Residential
2,795
Single Family
2,556
Multi-Family
239
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,298 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93625, Fowler, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,962 (100%) |
| Owner Occupied HU | 1,787 (60.3%) |
| Renter Occupied HU | 1,041 (35.1%) |
| Vacant Housing Units | 134 ( 4.5%) |
| Median Home Value | $468,048 |
| Average Home Value | $551,849 |
Housing Distribution
Address Breakdown
Residential
2,795
Single Family
2,556
Multi-Family
239
Businesses
276
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Juan Carlos Mora • London Properties, Ltd.
Mls Name: Fresno MLS
Mls ID: #643251