858 Candy CirMokelumne HillCA95245
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 858 Candy Cir, Mokelumne Hill, CA, 95245 in Mokelumne Hill hard to pass up. The 21.39% gross yield on a $164,900 purchase results in $2,939/mo in rent and $1,913/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.97). Annual cash flow of $22,957, five-year appreciation of $45,559, and $1,519/yr in equity build-up combine for a projected total cumulative return of $185,741.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.4% | 6.0% |
| Monthly Cash Flow | $1,913 | $1,200 |
City averages based on Mokelumne Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,939 |
| Total Monthly Debt Service | $960 |
| DSCR Ratio | 3.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
8.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95245, Mokelumne Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,240 (100%) |
| Owner Occupied HU | 749 (60.4%) |
| Renter Occupied HU | 220 (17.7%) |
| Vacant Housing Units | 271 (21.9%) |
| Median Home Value | $565,645 |
| Average Home Value | $605,654 |
Housing Distribution
Address Breakdown
Residential
760
Single Family
760
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
8.17 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95245, Mokelumne Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,240 (100%) |
| Owner Occupied HU | 749 (60.4%) |
| Renter Occupied HU | 220 (17.7%) |
| Vacant Housing Units | 271 (21.9%) |
| Median Home Value | $565,645 |
| Average Home Value | $605,654 |
Housing Distribution
Address Breakdown
Residential
760
Single Family
760
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jen Kline • Kline Mann Realty Group
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224046212
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.