8577 VT 30 Route UNIT HJamaicaVT05343
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 8577 VT 30 Route UNIT H, Jamaica, VT, 05343 in Jamaica deserves attention. This $220,000 property earns $12,000/mo in rent, a 65.45% gross yield, and nets $10,289/mo after the $989/mo payment. DSCR 12.13 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $60,782 compounds alongside $2,026/yr in yearly equity build, for a total cumulative return of $747,062.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 65.5% | 6.2% |
| Monthly Cash Flow | $10,289 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $12,000 |
| Total Monthly Debt Service | $1,624 |
| DSCR Ratio | 7.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1982
N/A lot
$N/A/sqft
$743 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05343, Jamaica, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,262 (100%) |
| Owner Occupied HU | 370 (29.3%) |
| Renter Occupied HU | 85 ( 6.7%) |
| Vacant Housing Units | 807 (63.9%) |
| Median Home Value | $346,479 |
| Average Home Value | $429,243 |
Housing Distribution
Address Breakdown
Residential
291
Single Family
291
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1982
N/A lot
$N/A/sqft
$743 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05343, Jamaica, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,262 (100%) |
| Owner Occupied HU | 370 (29.3%) |
| Renter Occupied HU | 85 ( 6.7%) |
| Vacant Housing Units | 807 (63.9%) |
| Median Home Value | $346,479 |
| Average Home Value | $429,243 |
Housing Distribution
Address Breakdown
Residential
291
Single Family
291
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices