8575 E Morning Star Ranch RdPrescott ValleyAZ86315
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 8575 E Morning Star Ranch Rd, Prescott Valley, AZ, 86315 in Prescott Valley at $474,900 earns $2,965/mo in rent and nets $158/mo after the $2,135/mo payment, a 7.49% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $131,206 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $4,374/yr in principal paydown, total projected return reaches $189,713.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.0% |
| Monthly Cash Flow | $158 | $300 |
City averages based on Prescott Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,965 |
| Total Monthly Debt Service | $2,618 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1992
10 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1992
10 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alysia Carlin • Iannelli & Assoc. Real Estate
Mls Name: PAAR
Mls ID: #1079261