857 Vine St, Saint Albans, WV, 25177 | $313/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Saint Albans at 857 Vine St, Saint Albans, WV, 25177 listed at $226,000 pairs $1,621/mo rent with a $1,106/mo payment to leave $313/mo cash flow. Total monthly income runs $1,621/mo, and annual cash flow reaches $3,762/yr on $74,919 cash to close. Return on cash invested measures 24.93% in year one, and rental yield registers 8.61% at a $226,000 basis. Equity gained on principal adds $1,458/yr, and annual property appreciation at 5% supports $62,440 by year five. Five-year ROI tracks 129.26% and total cumulative return in cash totals $96,839. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,621/mo property income relative to a $1,106/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1927

0.46 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 25177, Saint Albans, WV area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,166 (100%)
Owner Occupied HU	7,085 (63.5%)
Renter Occupied HU	2,718 (24.3%)
Vacant Housing Units	1,363 (12.2%)
Median Home Value	$149,284
Average Home Value	$183,971