855/865 New Navy Base RdSamoaCA95564
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 855/865 New Navy Base Rd, Samoa, CA, 95564 in Samoa. Rental yield 2.19%. At $1,649,500 with 2.19% gross yield, current distributions are modest, but the 5% appreciation rate projects $455,726 in new equity by year five, complemented by $15,192/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.41) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $162,513.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 5.0% |
| Monthly Cash Flow | $(7,194) | $1,500 |
City averages based on Samoa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,010 |
| Total Monthly Debt Service | $9,548 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1860
22.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95564, Samoa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 173 (100%) |
| Owner Occupied HU | 61 (35.3%) |
| Renter Occupied HU | 98 (56.6%) |
| Vacant Housing Units | 14 ( 8.1%) |
| Median Home Value | $552,419 |
| Average Home Value | $596,148 |
Housing Distribution
Address Breakdown
Residential
76
Single Family
76
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1860
22.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95564, Samoa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 173 (100%) |
| Owner Occupied HU | 61 (35.3%) |
| Renter Occupied HU | 98 (56.6%) |
| Vacant Housing Units | 14 ( 8.1%) |
| Median Home Value | $552,419 |
| Average Home Value | $596,148 |
Housing Distribution
Address Breakdown
Residential
76
Single Family
76
Multi-Family
0
Businesses
28
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey Scott Hesseltine • Elemental Real Estate and Design, Inc.
Mls Name: HBMLS
Mls Provider:
Mls ID: #265994
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.