8548 Elberton RdTignallGA30668
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play8548 Elberton Rd, Tignall, GA, 30668 in Tignall is priced for appreciation, not yield. Rental yield 2.5%. At $1,360,000 with a 2.5% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $375,743 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.46) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $164,456.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 6.0% |
| Monthly Cash Flow | $(5,449) | $500 |
City averages based on Tignall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,828 |
| Total Monthly Debt Service | $7,736 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
340 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30668, Tignall, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,352 (100%) |
| Owner Occupied HU | 641 (47.4%) |
| Renter Occupied HU | 175 (12.9%) |
| Vacant Housing Units | 536 (39.6%) |
| Median Home Value | $157,212 |
| Average Home Value | $291,283 |
Housing Distribution
Address Breakdown
Residential
925
Single Family
925
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
340 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30668, Tignall, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,352 (100%) |
| Owner Occupied HU | 641 (47.4%) |
| Renter Occupied HU | 175 (12.9%) |
| Vacant Housing Units | 536 (39.6%) |
| Median Home Value | $157,212 |
| Average Home Value | $291,283 |
Housing Distribution
Address Breakdown
Residential
925
Single Family
925
Multi-Family
0
Businesses
24
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices