854 Canaan AveSaint LouisMO63147
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 854 Canaan Ave, Saint Louis, MO, 63147 in Saint Louis is straightforward: $100,000 in, $1,007/mo in rent, $384/mo out after debt service. The 12.08% gross yield and 2.24 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $27,628 by year five. With $921/yr in principal equity, the total cumulative return is projected at $62,657.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 7.8% |
| Monthly Cash Flow | $384 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,007 |
| Total Monthly Debt Service | $583 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1912
4,112 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63147, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,180 (100%) |
| Owner Occupied HU | 1,818 (43.5%) |
| Renter Occupied HU | 1,483 (35.5%) |
| Vacant Housing Units | 879 (21.0%) |
| Median Home Value | $91,124 |
| Average Home Value | $122,100 |
Housing Distribution
Address Breakdown
Residential
3,705
Single Family
3,238
Multi-Family
467
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1912
4,112 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63147, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,180 (100%) |
| Owner Occupied HU | 1,818 (43.5%) |
| Renter Occupied HU | 1,483 (35.5%) |
| Vacant Housing Units | 879 (21.0%) |
| Median Home Value | $91,124 |
| Average Home Value | $122,100 |
Housing Distribution
Address Breakdown
Residential
3,705
Single Family
3,238
Multi-Family
467
Businesses
394
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim J Cameron • RE/MAX Results
Mls Name: MARIS
Mls ID: #25050818