8535 Acoustic LnPort TobaccoMD20677
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 8535 Acoustic Ln, Port Tobacco, MD, 20677 in Port Tobacco. Rental yield 6.25%. The 1.16 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $273,519 and $9,118/yr in principal reduction project total return of $310,894.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 7.0% |
| Monthly Cash Flow | $(1,005) | $550 |
City averages based on Port Tobacco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,153 |
| Total Monthly Debt Service | $5,763 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
5.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20677, Port Tobacco, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 984 (100%) |
| Owner Occupied HU | 859 (87.3%) |
| Renter Occupied HU | 79 ( 8.0%) |
| Vacant Housing Units | 46 ( 4.7%) |
| Median Home Value | $561,499 |
| Average Home Value | $577,354 |
Housing Distribution
Address Breakdown
Residential
881
Single Family
881
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
5.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20677, Port Tobacco, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 984 (100%) |
| Owner Occupied HU | 859 (87.3%) |
| Renter Occupied HU | 79 ( 8.0%) |
| Vacant Housing Units | 46 ( 4.7%) |
| Median Home Value | $561,499 |
| Average Home Value | $577,354 |
Housing Distribution
Address Breakdown
Residential
881
Single Family
881
Multi-Family
0
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lisa Wright • Stonegate Realty Group, LLC
Mls Name: Bright MLS
Mls ID: #MDCH2047352