85345 Sandy Ridge LoopYuleeFL32097
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable and efficiently structured, 85345 Sandy Ridge Loop, Yulee, FL, 32097 in Yulee is a conservative rental investment at $491,900. Rental yield 8.08%. A 1.48 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $135,903; $4,530/yr in principal paydown supplements. Total projected return: $181,411.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.0% |
| Monthly Cash Flow | $(52) | $300 |
City averages based on Yulee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,263 |
| Total Monthly Debt Service | $3,169 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
9,000 sqft lot
$N/A/sqft
$1,200 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
9,000 sqft lot
$N/A/sqft
$1,200 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Larry Lanier • MONOGRAM REALTY, INC.
Mls Name: AINCAR
Mls Provider:
Mls ID: #106121
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.