853 N State Route 89 #95Chino ValleyAZ86323
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Chino Valley rental at 853 N State Route 89 #95, Chino Valley, AZ, 86323 sits in the solid-income band: 9.25% gross yield, $1,290/mo rent, $294/mo net after the $735/mo debt service, DSCR 1.76. Entry price of $163,500 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $45,172 and $1,506/yr in principal reduction bring total cumulative return to $82,633.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $294 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,290 |
| Total Monthly Debt Service | $901 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2002
6.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86323, Chino Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,779 (100%) |
| Owner Occupied HU | 7,049 (80.3%) |
| Renter Occupied HU | 1,166 (13.3%) |
| Vacant Housing Units | 564 ( 6.4%) |
| Median Home Value | $425,388 |
| Average Home Value | $495,954 |
Housing Distribution
Address Breakdown
Residential
7,560
Single Family
7,387
Multi-Family
173
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2002
6.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86323, Chino Valley, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,779 (100%) |
| Owner Occupied HU | 7,049 (80.3%) |
| Renter Occupied HU | 1,166 (13.3%) |
| Vacant Housing Units | 564 ( 6.4%) |
| Median Home Value | $425,388 |
| Average Home Value | $495,954 |
Housing Distribution
Address Breakdown
Residential
7,560
Single Family
7,387
Multi-Family
173
Businesses
556
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jane C Silvernale • Realty ONE Group Mt Desert
Mls Name: PAAR
Mls Provider:
Mls ID: #1073723
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.