853 America WayDel MarCA92014
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.02% gross rental yield, 853 America Way, Del Mar, CA, 92014 in Del Mar is priced for capital growth, not immediate cash flow. The $1,075,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $297,003 by year five, with $9,901/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.93) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $269,326.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 5.5% |
| Monthly Cash Flow | $(2,922) | $2,500 |
City averages based on Del Mar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,501 |
| Total Monthly Debt Service | $6,222 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1985
2.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92014, Del Mar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,711 (100%) |
| Owner Occupied HU | 4,089 (60.9%) |
| Renter Occupied HU | 1,679 (25.0%) |
| Vacant Housing Units | 943 (14.1%) |
| Median Home Value | $1,992,909 |
| Average Home Value | $1,821,169 |
Housing Distribution
Address Breakdown
Residential
6,347
Single Family
5,271
Multi-Family
1,076
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1985
2.42 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92014, Del Mar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,711 (100%) |
| Owner Occupied HU | 4,089 (60.9%) |
| Renter Occupied HU | 1,679 (25.0%) |
| Vacant Housing Units | 943 (14.1%) |
| Median Home Value | $1,992,909 |
| Average Home Value | $1,821,169 |
Housing Distribution
Address Breakdown
Residential
6,347
Single Family
5,271
Multi-Family
1,076
Businesses
1,144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cynthia Macango • eXp Realty of Southern CA
Mls Name: CRMLS
Mls ID: #NDP2601253