85236 SANDY RIDGE Loop #0026YuleeFL32097
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder85236 SANDY RIDGE Loop #0026, Yulee, FL, 32097 in Yulee is a stable, well-positioned rental at $474,500. Rental yield 7.13%. DSCR 1.32 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $131,096 in value and $4,370/yr in principal paydown builds equity, a total projected return of $153,749.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(428) | $300 |
City averages based on Yulee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,821 |
| Total Monthly Debt Service | $3,060 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.31 Acres lot
$N/A/sqft
$1,200 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.31 Acres lot
$N/A/sqft
$1,200 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: LARRY LANIER • MONOGRAM REALTY INC
Mls Name: realMLS
Mls Provider:
Mls ID: #2117682
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.