8520 Jenny DrSaint LouisMO63121
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 8520 Jenny Dr, Saint Louis, MO, 63121 in Saint Louis fits: $1,007,500, 1.79% gross yield, and a projected 5% annual appreciation rate adding $278,354 in value within five years. Rental yield 1.79%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.33) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,279/yr in principal paydown and $278,354 in appreciation project a total return of $74,973.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 7.8% |
| Monthly Cash Flow | $(4,775) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,500 |
| Total Monthly Debt Service | $5,874 |
| DSCR Ratio | 0.26x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1955
9,848 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63121, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,264 (100%) |
| Owner Occupied HU | 5,029 (41.0%) |
| Renter Occupied HU | 4,785 (39.0%) |
| Vacant Housing Units | 2,450 (20.0%) |
| Median Home Value | $119,134 |
| Average Home Value | $239,194 |
Housing Distribution
Address Breakdown
Residential
10,853
Single Family
9,159
Multi-Family
1,694
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1955
9,848 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63121, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,264 (100%) |
| Owner Occupied HU | 5,029 (41.0%) |
| Renter Occupied HU | 4,785 (39.0%) |
| Vacant Housing Units | 2,450 (20.0%) |
| Median Home Value | $119,134 |
| Average Home Value | $239,194 |
Housing Distribution
Address Breakdown
Residential
10,853
Single Family
9,159
Multi-Family
1,694
Businesses
481
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Malinda A Terreri • Terreri Team Realty LLC
Mls Name: MARIS
Mls ID: #25077658