852 Dumont PlSaint LouisMO63125
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 852 Dumont Pl, Saint Louis, MO, 63125 in Saint Louis achieves 1.69, rent of $1,061/mo covers the $629/mo payment 1.5x over at $139,900. Rental yield 9.1%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $38,652 over five years, with $1,288/yr in principal reduction bringing total projected return to $16,780.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.8% |
| Monthly Cash Flow | $(619) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,061 |
| Total Monthly Debt Service | $1,624 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1967
3,789 sqft lot
$N/A/sqft
$766 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63125, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,957 (100%) |
| Owner Occupied HU | 9,991 (66.8%) |
| Renter Occupied HU | 4,067 (27.2%) |
| Vacant Housing Units | 899 ( 6.0%) |
| Median Home Value | $187,385 |
| Average Home Value | $208,432 |
Housing Distribution
Address Breakdown
Residential
14,373
Single Family
11,847
Multi-Family
2,526
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1967
3,789 sqft lot
$N/A/sqft
$766 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63125, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,957 (100%) |
| Owner Occupied HU | 9,991 (66.8%) |
| Renter Occupied HU | 4,067 (27.2%) |
| Vacant Housing Units | 899 ( 6.0%) |
| Median Home Value | $187,385 |
| Average Home Value | $208,432 |
Housing Distribution
Address Breakdown
Residential
14,373
Single Family
11,847
Multi-Family
2,526
Businesses
791
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jon Adams • Coldwell Banker Realty - Gunda
Mls Name: MARIS
Mls Provider:
Mls ID: #24017377
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