851 32nd AveSan FranciscoCA94121
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 851 32nd Ave, San Francisco, CA, 94121 in San Francisco. At $1,040,400 it earns $7,178/mo in rent and distributes $302/mo to the owner after the $4,678/mo payment, a consistent 8.28% yield. DSCR 1.53 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $287,443 in value; $9,582/yr in principal paydown compounds ownership stake. Total projected return: $415,812.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 4.5% |
| Monthly Cash Flow | $302 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,178 |
| Total Monthly Debt Service | $6,463 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
3,476 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94121, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,071 (100%) |
| Owner Occupied HU | 7,046 (36.9%) |
| Renter Occupied HU | 10,421 (54.6%) |
| Vacant Housing Units | 1,604 ( 8.4%) |
| Median Home Value | $1,698,578 |
| Average Home Value | $1,653,686 |
Housing Distribution
Address Breakdown
Residential
18,363
Single Family
10,346
Multi-Family
8,017
Businesses
778
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
3,476 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94121, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,071 (100%) |
| Owner Occupied HU | 7,046 (36.9%) |
| Renter Occupied HU | 10,421 (54.6%) |
| Vacant Housing Units | 1,604 ( 8.4%) |
| Median Home Value | $1,698,578 |
| Average Home Value | $1,653,686 |
Housing Distribution
Address Breakdown
Residential
18,363
Single Family
10,346
Multi-Family
8,017
Businesses
778
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A