850 Powell St APT 400San FranciscoCA94108
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 850 Powell St APT 400, San Francisco, CA, 94108 in San Francisco aligned with their strategy. Rental yield 7.23%. DSCR 1.38 and 7.23% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $7,727/yr in paydown build toward a projected cumulative return of $319,474.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 4.5% |
| Monthly Cash Flow | $(140) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,211 |
| Total Monthly Debt Service | $4,856 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1923
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94108, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,042 (100%) |
| Owner Occupied HU | 812 ( 9.0%) |
| Renter Occupied HU | 6,840 (75.6%) |
| Vacant Housing Units | 1,390 (15.4%) |
| Median Home Value | $1,633,681 |
| Average Home Value | $1,580,785 |
Housing Distribution
Address Breakdown
Residential
7,620
Single Family
468
Multi-Family
7,152
Businesses
2,257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1923
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94108, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,042 (100%) |
| Owner Occupied HU | 812 ( 9.0%) |
| Renter Occupied HU | 6,840 (75.6%) |
| Vacant Housing Units | 1,390 (15.4%) |
| Median Home Value | $1,633,681 |
| Average Home Value | $1,580,785 |
Housing Distribution
Address Breakdown
Residential
7,620
Single Family
468
Multi-Family
7,152
Businesses
2,257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robin Hampton • Coldwell Banker Realty
Mls Name: Bay East AOR
Mls ID: #41113808