850 Empress DrLake Havasu CityAZ86403
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing850 Empress Dr, Lake Havasu City, AZ, 86403 in Lake Havasu City is a stable, well-positioned rental at $435,000. Rental yield 6.64%. DSCR 1.17 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $120,182 in value and $3,647/yr in principal paydown builds equity, a total projected return of $145,611.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 5.2% |
| Monthly Cash Flow | $(165) | $1,250 |
City averages based on Lake Havasu City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,406 |
| Total Monthly Debt Service | $2,504 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.31 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: A Team • Coldwell Banker Realty
Mls Name: Lake Havasu AOR
Mls Provider:
Mls ID: #1033086
Disclaimer: Copyright Lake Havasu Association of Realtors / LHAR. All rights reserved. Information is deemed reliable but not guaranteed.
