








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Rental property for sale in Lodi at 85 Spring St, Lodi, NJ, 07644 priced at $499,900 converts $4,200/mo rent into $637/mo cash flow after a $2,447/mo obligation. Total monthly income equals $4,200/mo, and annual cash flow totals $7,639/yr on $165,717 invested. Return on cash invested prints 24.52% in year one, and rental yield reads 10.08% against a $499,900 entry. Equity gained on principal adds $3,226/yr, while 5% annual appreciation compiles into $138,113 by year five. Five-year ROI reaches 128.8% and total cumulative return in cash sums $213,444. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $4,200/mo property income covering a $2,447/mo payment, not borrower’s personal income.
Single Family
Built in 1910
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 07644, Lodi, NJ area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,567 (100%) |
| Owner Occupied HU | 4,236 (40.1%) |
| Renter Occupied HU | 5,912 (55.9%) |
| Vacant Housing Units | 419 ( 4.0%) |
| Median Home Value | $527,335 |
| Average Home Value | $585,640 |
Residential
8,770
Single Family
8,453
Multi-Family
317
Businesses
737
Date | Event | Price |
|---|---|---|
| No price history data available | ||
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||



Listed by: Michael R. Caughey • Keller Williams Shore Properties
Mls Name: GSMLS
Mls ID: #3999095