85 Minstead RdgYoung HarrisGA30582
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Young Harris at 85 Minstead Rdg, Young Harris, GA, 30582 offers $3,000/mo rent that, after a $3,230/mo payment. Total monthly income is $3,000/mo. Return on cash invested measures 14.44% in year one, and rental yield stands at 5.45% at a $660,000 entry. Equity gained on principal adds $4,259/yr while 5% annual appreciation compounds into $182,346 by year five. Five-year ROI records 73.37% and total cumulative return in cash reaches $159,309. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $3,000/mo property income versus a $3,230/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 2018
0.76 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30582, Young Harris, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,461 (100%) |
| Owner Occupied HU | 2,125 (61.4%) |
| Renter Occupied HU | 444 (12.8%) |
| Vacant Housing Units | 892 (25.8%) |
| Median Home Value | $360,520 |
| Average Home Value | $398,949 |
Housing Distribution
Address Breakdown
Residential
2,708
Single Family
2,708
Multi-Family
0
Businesses
171
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Listed by: Sharon Barker • REMAX Town & Country - Hiawassee
Mls Name: NGBOR
Mls ID: #419316