85 Keel Cape DriveSouth YarmouthMA02664
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 85 Keel Cape Drive, South Yarmouth, MA, 02664 in South Yarmouth worth study. Rental yield 5.85%. The 5.85% gross yield is below cash-flow benchmarks at $850,000, but 5% annual appreciation, adding $234,839 over five years, frames this as a capital growth position. Rent of $4,147/mo partially offsets the $3,822/mo payment. Ziffy Mortgage finances appreciation-play properties (1.09 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $244,834.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 5.0% |
| Monthly Cash Flow | $(1,210) | $1,200 |
City averages based on South Yarmouth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,147 |
| Total Monthly Debt Service | $5,019 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02664, South Yarmouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,409 (100%) |
| Owner Occupied HU | 3,340 (45.1%) |
| Renter Occupied HU | 1,268 (17.1%) |
| Vacant Housing Units | 2,801 (37.8%) |
| Median Home Value | $650,913 |
| Average Home Value | $780,439 |
Housing Distribution
Address Breakdown
Residential
6,454
Single Family
5,964
Multi-Family
490
Businesses
539
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02664, South Yarmouth, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,409 (100%) |
| Owner Occupied HU | 3,340 (45.1%) |
| Renter Occupied HU | 1,268 (17.1%) |
| Vacant Housing Units | 2,801 (37.8%) |
| Median Home Value | $650,913 |
| Average Home Value | $780,439 |
Housing Distribution
Address Breakdown
Residential
6,454
Single Family
5,964
Multi-Family
490
Businesses
539
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas W OHearn • Cranberry Real Estate
Mls Name: CCIMLS
Mls ID: #22504122