85 Good Hill RoadRoxburyCT06783
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 85 Good Hill Road, Roxbury, CT, 06783 in Roxbury worth study. Rental yield 3.95%. The 3.95% gross yield is below cash-flow benchmarks at $1,680,000, but 5% annual appreciation, adding $464,153 over five years, frames this as a capital growth position. Rent of $5,530/mo partially offsets the $7,554/mo payment. Ziffy Mortgage finances appreciation-play properties (0.73 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $262,768.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 6.0% |
| Monthly Cash Flow | $(5,885) | $1,200 |
City averages based on Roxbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,530 |
| Total Monthly Debt Service | $10,746 |
| DSCR Ratio | 0.51x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06783, Roxbury, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,165 (100%) |
| Owner Occupied HU | 857 (73.6%) |
| Renter Occupied HU | 123 (10.6%) |
| Vacant Housing Units | 185 (15.9%) |
| Median Home Value | $769,509 |
| Average Home Value | $997,923 |
Housing Distribution
Address Breakdown
Residential
1,030
Single Family
1,013
Multi-Family
17
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 06783, Roxbury, CT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,165 (100%) |
| Owner Occupied HU | 857 (73.6%) |
| Renter Occupied HU | 123 (10.6%) |
| Vacant Housing Units | 185 (15.9%) |
| Median Home Value | $769,509 |
| Average Home Value | $997,923 |
Housing Distribution
Address Breakdown
Residential
1,030
Single Family
1,013
Multi-Family
17
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pat Lahoud • William Pitt Sotheby's Int'l
Mls Name: Smart MLS
Mls ID: #24108210