85 Deep Powder CirBreckenridgeCO80424
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 85 Deep Powder Cir, Breckenridge, CO, 80424 in Breckenridge fits: $1,950,000, 3.03% gross yield, and a projected 5% annual appreciation rate adding $538,749 in value within five years. Rental yield 3.03%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.56) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $17,960/yr in principal paydown and $538,749 in appreciation project a total return of $321,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 8.0% |
| Monthly Cash Flow | $(6,766) | $1,500 |
City averages based on Breckenridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,924 |
| Total Monthly Debt Service | $10,588 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80424, Breckenridge, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,852 (100%) |
| Owner Occupied HU | 2,763 (23.3%) |
| Renter Occupied HU | 1,670 (14.1%) |
| Vacant Housing Units | 7,419 (62.6%) |
| Median Home Value | $1,188,279 |
| Average Home Value | $1,239,094 |
Housing Distribution
Address Breakdown
Residential
583
Single Family
583
Multi-Family
0
Businesses
658
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80424, Breckenridge, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,852 (100%) |
| Owner Occupied HU | 2,763 (23.3%) |
| Renter Occupied HU | 1,670 (14.1%) |
| Vacant Housing Units | 7,419 (62.6%) |
| Median Home Value | $1,188,279 |
| Average Home Value | $1,239,094 |
Housing Distribution
Address Breakdown
Residential
583
Single Family
583
Multi-Family
0
Businesses
658
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dennis Clauer CRS GRI • Real Estate of the Summit
Mls Name: Altitude Realtors
Mls ID: #S1066065