85 Choctaw Ridge Rd, Branchburg, NJ, 08876 | $677/mo Cash Flow

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85 Choctaw Ridge Rd, Branchburg, NJ, 08876 | $677/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Branchburg at 85 Choctaw Ridge Rd, Branchburg, NJ, 08876 earns $677/mo cash flow from $4,091/mo rent with a $2,344/mo payment. Total monthly income totals $4,091/mo, and annual cash flow totals $8,127/yr on $158,789 capital. ROI tracks 25.03% on current figures, and rental yield reads 10.25% at a $479,000 purchase. Equity gained on principal adds $3,091/yr, and 5% annual appreciation supports $132,339 over five years. Five-year ROI reaches 131.54% and total cumulative return in cash sums $208,863. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $4,091/mo property income instead of your personal income.

Townhouse

Built in 1987

0.06 sqft lot

$N/A/sqft

No HOA

More details about the property

Tucked away in the Olde Towne neighborhood, 85 Choctaw Ridge Rd offers a fantastic opportunity to own a well-maintained home with so much potential. Inside, you'll find a light-filled eat-in kitchen with oak cabinetry and white appliances. Rhe main living area The main area features convenient touches such as a powder room, coat closet, first-floor laundry and garage entry. Upstairs, the spacious master bedroom includes a walk in closet, attic access, and a recently renovated en-suite master bath. The basement offers a finished rec room and storage closets ideal for work, play, or hobbies.Key updates include HVAC (2019), water heater (2015), and newer gutters with leaf guards. A rear slider opens to a quiet tree lined backyard. With solid systems and plenty of charm, this home is ready to welcome its next chapter.

Neighborhood Data

Neighborhood data shown for ZIP Code: 08876, Somerville, NJ area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,183 (100%)
Owner Occupied HU	6,170 (55.2%)
Renter Occupied HU	4,259 (38.1%)
Vacant Housing Units	754 ( 6.7%)
Median Home Value	$537,859
Average Home Value	$581,425