848 Long Needle RdBrandenburgKY40108
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 848 Long Needle Rd, Brandenburg, KY, 40108 in Brandenburg: $2,425/mo in rent, $356/mo in net income, 8.56% gross yield, 1.59 DSCR, all at $339,930. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $93,916 in appreciation and $3,131/yr in principal paydown projects total cumulative return of $151,644.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $356 | $1,100 |
City averages based on Brandenburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,425 |
| Total Monthly Debt Service | $1,934 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40108, Brandenburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,194 (100%) |
| Owner Occupied HU | 3,729 (71.8%) |
| Renter Occupied HU | 1,076 (20.7%) |
| Vacant Housing Units | 389 ( 7.5%) |
| Median Home Value | $234,602 |
| Average Home Value | $257,173 |
Housing Distribution
Address Breakdown
Residential
5,108
Single Family
5,104
Multi-Family
4
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40108, Brandenburg, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,194 (100%) |
| Owner Occupied HU | 3,729 (71.8%) |
| Renter Occupied HU | 1,076 (20.7%) |
| Vacant Housing Units | 389 ( 7.5%) |
| Median Home Value | $234,602 |
| Average Home Value | $257,173 |
Housing Distribution
Address Breakdown
Residential
5,108
Single Family
5,104
Multi-Family
4
Businesses
414
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Philip Staton • The Breland Group
Mls Name: GLARMLS
Mls ID: #1700949