8472 O'Donovan RdCrestonCA93432
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Creston rental at 8472 O'Donovan Rd, Creston, CA, 93432 sits in the solid-income band: 8.51% gross yield, $6,346/mo rent, $809/mo net after the $4,024/mo debt service, DSCR 1.58. Entry price of $895,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $247,272 and $8,243/yr in principal reduction bring total cumulative return to $391,455.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $809 | $1,200 |
City averages based on Creston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,346 |
| Total Monthly Debt Service | $5,181 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
3.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93432, Creston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 347 (55.7%) |
| Renter Occupied HU | 133 (21.3%) |
| Vacant Housing Units | 143 (23.0%) |
| Median Home Value | $1,494,792 |
| Average Home Value | $1,412,493 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
351
Multi-Family
3
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
3.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93432, Creston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 347 (55.7%) |
| Renter Occupied HU | 133 (21.3%) |
| Vacant Housing Units | 143 (23.0%) |
| Median Home Value | $1,494,792 |
| Average Home Value | $1,412,493 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
351
Multi-Family
3
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Petrovich • Andrews Real Estate Group Inc
Mls Name: CRMLS
Mls ID: #NS25191088