8467 Penfield AveWinnetkaCA91306
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 8467 Penfield Ave, Winnetka, CA, 91306 in Winnetka deserves attention. This $959,000 property earns $9,053/mo in rent, a 10.35% gross yield, and nets $2,289/mo after the $4,312/mo payment. DSCR 2.10 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $264,954 compounds alongside $8,832/yr in yearly equity build, for a total cumulative return of $564,475.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.0% |
| Monthly Cash Flow | $2,289 | $250 |
City averages based on Winnetka market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,053 |
| Total Monthly Debt Service | $5,551 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
4,817 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91306, Winnetka, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,576 (100%) |
| Owner Occupied HU | 8,183 (52.5%) |
| Renter Occupied HU | 7,011 (45.0%) |
| Vacant Housing Units | 382 ( 2.5%) |
| Median Home Value | $772,699 |
| Average Home Value | $789,461 |
Housing Distribution
Address Breakdown
Residential
14,980
Single Family
9,619
Multi-Family
5,361
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
4,817 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91306, Winnetka, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,576 (100%) |
| Owner Occupied HU | 8,183 (52.5%) |
| Renter Occupied HU | 7,011 (45.0%) |
| Vacant Housing Units | 382 ( 2.5%) |
| Median Home Value | $772,699 |
| Average Home Value | $789,461 |
Housing Distribution
Address Breakdown
Residential
14,980
Single Family
9,619
Multi-Family
5,361
Businesses
535
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patricia Olvera • United Freedom Realty
Mls Name: CRMLS
Mls ID: #SR25144101