8438 GLEN SHADOWSan AntonioTX78239
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8438 GLEN SHADOW, San Antonio, TX, 78239 in San Antonio at $199,900 earns $1,564/mo in rent and nets $142/mo after the $899/mo payment, a 9.39% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $55,229 over five years. Ziffy Mortgage underwrites this on a 1.74 DSCR without U.S. credit history. With $1,841/yr in principal paydown, total projected return reaches $85,766.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.8% |
| Monthly Cash Flow | $142 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,564 |
| Total Monthly Debt Service | $1,342 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
7,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78239, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,862 (100%) |
| Owner Occupied HU | 8,055 (62.6%) |
| Renter Occupied HU | 4,210 (32.7%) |
| Vacant Housing Units | 597 ( 4.6%) |
| Median Home Value | $265,067 |
| Average Home Value | $301,716 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
10,772
Multi-Family
841
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
7,143 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78239, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,862 (100%) |
| Owner Occupied HU | 8,055 (62.6%) |
| Renter Occupied HU | 4,210 (32.7%) |
| Vacant Housing Units | 597 ( 4.6%) |
| Median Home Value | $265,067 |
| Average Home Value | $301,716 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
10,772
Multi-Family
841
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bryan Warhurst • Keller Williams Heritage
Mls Name: SABOR
Mls Provider:
Mls ID: #1801236
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.