8435 River Hill Commons DrBall GroundGA30107
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 8435 River Hill Commons Dr, Ball Ground, GA, 30107 in Ball Ground. At $389,900 it earns $2,732/mo in rent and distributes $359/mo to the owner after the $1,848/mo payment, a consistent 8.41% yield. DSCR 1.48 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $107,722 in value; $3,269/yr in principal paydown compounds ownership stake. Total projected return: $163,497.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 8.5% |
| Monthly Cash Flow | $359 | $300 |
City averages based on Ball Ground market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,732 |
| Total Monthly Debt Service | $2,313 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30107, Ball Ground, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,333 (100%) |
| Owner Occupied HU | 6,341 (86.5%) |
| Renter Occupied HU | 718 ( 9.8%) |
| Vacant Housing Units | 274 ( 3.7%) |
| Median Home Value | $507,213 |
| Average Home Value | $548,373 |
Housing Distribution
Address Breakdown
Residential
7,049
Single Family
6,989
Multi-Family
60
Businesses
394
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GAMLS
Mls Provider:
Mls ID: #10868362
