8422 Old Orchard LnDittmerMO63023
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 8422 Old Orchard Ln, Dittmer, MO, 63023 in Dittmer at $350,000. Rental yield 7.29%. The 7.29% yield and 1.35 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $96,699 by year five, and $3,224/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $129,259.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(55) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,125 |
| Total Monthly Debt Service | $2,040 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
2.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63023, Dittmer, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,168 (100%) |
| Owner Occupied HU | 1,735 (80.0%) |
| Renter Occupied HU | 193 ( 8.9%) |
| Vacant Housing Units | 240 (11.1%) |
| Median Home Value | $274,743 |
| Average Home Value | $333,013 |
Housing Distribution
Address Breakdown
Residential
1,864
Single Family
1,864
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
2.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63023, Dittmer, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,168 (100%) |
| Owner Occupied HU | 1,735 (80.0%) |
| Renter Occupied HU | 193 ( 8.9%) |
| Vacant Housing Units | 240 (11.1%) |
| Median Home Value | $274,743 |
| Average Home Value | $333,013 |
Housing Distribution
Address Breakdown
Residential
1,864
Single Family
1,864
Multi-Family
0
Businesses
54
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices