8421 Cortadera DrOrangevaleCA95662
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 8421 Cortadera Dr, Orangevale, CA, 95662 in Orangevale: $4,217/mo in rent, $709/mo in net income, 8.92% gross yield, 1.65 DSCR, all at $567,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $156,652 in appreciation and $5,222/yr in principal paydown projects total cumulative return of $260,624.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.0% |
| Monthly Cash Flow | $709 | $1,500 |
City averages based on Orangevale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,217 |
| Total Monthly Debt Service | $3,282 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95662, Orangevale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,595 (100%) |
| Owner Occupied HU | 9,021 (71.6%) |
| Renter Occupied HU | 3,158 (25.1%) |
| Vacant Housing Units | 416 ( 3.3%) |
| Median Home Value | $612,637 |
| Average Home Value | $648,502 |
Housing Distribution
Address Breakdown
Residential
12,552
Single Family
11,926
Multi-Family
626
Businesses
841
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95662, Orangevale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,595 (100%) |
| Owner Occupied HU | 9,021 (71.6%) |
| Renter Occupied HU | 3,158 (25.1%) |
| Vacant Housing Units | 416 ( 3.3%) |
| Median Home Value | $612,637 |
| Average Home Value | $648,502 |
Housing Distribution
Address Breakdown
Residential
12,552
Single Family
11,926
Multi-Family
626
Businesses
841
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Larisa Yevtushenko • La Voyage Inc
Mls Name: MetroList Services of CA
Mls ID: #225093137