8416 Northmont DrSan AntonioTX78239
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 8416 Northmont Dr, San Antonio, TX, 78239 in San Antonio achieves a 1.54 ratio at $155,000: $1,070/mo rent versus $697/mo debt service. Rental yield 8.28%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.28% yield compounds alongside 5% annual appreciation projecting $42,824 in value. Total projected cumulative return: $56,862.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 5.8% |
| Monthly Cash Flow | $(40) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,070 |
| Total Monthly Debt Service | $1,049 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1972
6,412 sqft lot
$N/A/sqft
$8 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78239, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,862 (100%) |
| Owner Occupied HU | 8,055 (62.6%) |
| Renter Occupied HU | 4,210 (32.7%) |
| Vacant Housing Units | 597 ( 4.6%) |
| Median Home Value | $265,067 |
| Average Home Value | $301,716 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
10,772
Multi-Family
841
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1972
6,412 sqft lot
$N/A/sqft
$8 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78239, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,862 (100%) |
| Owner Occupied HU | 8,055 (62.6%) |
| Renter Occupied HU | 4,210 (32.7%) |
| Vacant Housing Units | 597 ( 4.6%) |
| Median Home Value | $265,067 |
| Average Home Value | $301,716 |
Housing Distribution
Address Breakdown
Residential
11,613
Single Family
10,772
Multi-Family
841
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Noemi Avila • Keller Williams Heritage
Mls Name: SABOR
Mls Provider:
Mls ID: #1866664
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.