8415 Oxford Valley DrMabelvaleAR72103
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.76% gross rental yield, 8415 Oxford Valley Dr, Mabelvale, AR, 72103 in Mabelvale is priced for capital growth, not immediate cash flow. The $249,700 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $68,988 by year five, with $2,300/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.59) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $111,731.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(546) | $1,200 |
City averages based on Mabelvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,788 |
| Total Monthly Debt Service | $1,422 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5,662 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72103, Mabelvale, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,774 (100%) |
| Owner Occupied HU | 3,914 (67.8%) |
| Renter Occupied HU | 1,275 (22.1%) |
| Vacant Housing Units | 585 (10.1%) |
| Median Home Value | $182,837 |
| Average Home Value | $229,521 |
Housing Distribution
Address Breakdown
Residential
5,722
Single Family
5,331
Multi-Family
391
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5,662 sqft lot
$N/A/sqft
$250 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72103, Mabelvale, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,774 (100%) |
| Owner Occupied HU | 3,914 (67.8%) |
| Renter Occupied HU | 1,275 (22.1%) |
| Vacant Housing Units | 585 (10.1%) |
| Median Home Value | $182,837 |
| Average Home Value | $229,521 |
Housing Distribution
Address Breakdown
Residential
5,722
Single Family
5,331
Multi-Family
391
Businesses
253
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas G Chapin • Ultra Properties
Mls Name: CARMLS
Mls Provider:
Mls ID: #25017673
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