840 David Bruce AveCharlotte Court HouseVA23923



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 840 David Bruce Ave, Charlotte Court House, VA, 23923 in Charlotte Court House at $185,000, 0% gross yield, is a market-growth asset. Rental yield 0%. The $0/mo rent partially funds the $832/mo debt service; the core return is the 5%/yr price growth projected to add $51,112 over five years. Ziffy Mortgage's DSCR mortgage (0.00) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1963
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23923, Charlotte Court House, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,166 (100%) |
| Owner Occupied HU | 730 (62.6%) |
| Renter Occupied HU | 233 (20.0%) |
| Vacant Housing Units | 203 (17.4%) |
| Median Home Value | $198,529 |
| Average Home Value | $285,315 |
Housing Distribution
Address Breakdown
Residential
1,033
Single Family
1,033
Multi-Family
0
Businesses
99



Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1963
0.66 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 23923, Charlotte Court House, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,166 (100%) |
| Owner Occupied HU | 730 (62.6%) |
| Renter Occupied HU | 233 (20.0%) |
| Vacant Housing Units | 203 (17.4%) |
| Median Home Value | $198,529 |
| Average Home Value | $285,315 |
Housing Distribution
Address Breakdown
Residential
1,033
Single Family
1,033
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices



Listed by: Tammie M. St. John • Cornerstone Realty Group Inc.
Mls Name: LMLS
Mls ID: #364275




