84-5186 Mamalahoa HwyCaptain CookHI96704
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 84-5186 Mamalahoa Hwy, Captain Cook, HI, 96704 in Captain Cook speaks for itself: 10.12% gross on a $449,000 price, generating $3,786/mo in rent and $1,229/mo in net income after the $2,019/mo debt service. DSCR 1.88, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,750 stacks alongside $124,050 in projected five-year appreciation and $4,135/yr in principal reduction. Projected total cumulative return: $248,408.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 5.2% |
| Monthly Cash Flow | $1,229 | $1,850 |
City averages based on Captain Cook market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,786 |
| Total Monthly Debt Service | $2,378 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1990
5.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96704, Captain Cook, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,899 (100%) |
| Owner Occupied HU | 3,490 (59.2%) |
| Renter Occupied HU | 1,263 (21.4%) |
| Vacant Housing Units | 1,146 (19.4%) |
| Median Home Value | $518,519 |
| Average Home Value | $654,193 |
Housing Distribution
Address Breakdown
Residential
1,676
Single Family
1,676
Multi-Family
0
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1990
5.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96704, Captain Cook, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,899 (100%) |
| Owner Occupied HU | 3,490 (59.2%) |
| Renter Occupied HU | 1,263 (21.4%) |
| Vacant Housing Units | 1,146 (19.4%) |
| Median Home Value | $518,519 |
| Average Home Value | $654,193 |
Housing Distribution
Address Breakdown
Residential
1,676
Single Family
1,676
Multi-Family
0
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Guysen Terai • Coldwell Banker Realty
Mls Name: Hawaii Information Service
Mls ID: #727874