837 Westwood AveDaytonOH45402
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Dayton rentals match the income profile of 837 Westwood Ave, Dayton, OH, 45402. Listed at $127,000, gross rent is $2,647/mo and net cash flow is $1,812/mo, a 25.01% yield well above national averages. DSCR 4.64 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $35,088 by year five with $1,170/yr in annual principal reduction, projecting $165,003 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 25% | 8.1% |
| Monthly Cash Flow | $1,812 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,647 |
| Total Monthly Debt Service | $785 |
| DSCR Ratio | 3.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
4,726 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45402, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,208 (100%) |
| Owner Occupied HU | 1,583 (22.0%) |
| Renter Occupied HU | 3,959 (54.9%) |
| Vacant Housing Units | 1,666 (23.1%) |
| Median Home Value | $92,763 |
| Average Home Value | $165,027 |
Housing Distribution
Address Breakdown
Residential
5,969
Single Family
3,954
Multi-Family
2,015
Businesses
1,190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
4,726 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45402, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,208 (100%) |
| Owner Occupied HU | 1,583 (22.0%) |
| Renter Occupied HU | 3,959 (54.9%) |
| Vacant Housing Units | 1,666 (23.1%) |
| Median Home Value | $92,763 |
| Average Home Value | $165,027 |
Housing Distribution
Address Breakdown
Residential
5,969
Single Family
3,954
Multi-Family
2,015
Businesses
1,190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices